Legal Disclaimer

General Disclaimer
The data set forth herein is for informational purposes only, and no warranty is made that the information is error- free. Please note that once you leave this site, either by using a link we may have provided for your convenience or by specifying your own destination, TD Consortium Benefits Trust accepts no responsibility for the content, products and/or services provided at these non-TD Consortium Benefits Trust locations. TD Consortium Benefits Trust does not control, endorse, promote or have any affiliation with any other website unless expressly stated herein.

Limitation of Liability
In no event will TD Consortium Benefits Trust be liable to any party for any direct, indirect, special or other consequential damages arising out of any use of this website, or any other hyper-linked website, including, without limitation, any lost profits, business interruption, loss of programs or data on your equipment, or otherwise, even if we are expressly advised of the possibility or likelihood or such damages.

Changes to this Site
Information may be changed or updated without notice. TD Consortium Benefits Trust has no obligation to update information presented on this website, so information contained herein may be out-of-date at any given time. TD Consortium Benefits Trust may also make improvements and/or changes in the products and/or programs described in this information at any time without notice.

Products and Services Offerings
TD Consortium Benefits Trust is a brand name used for products and services provided by our company. The product and/or services descriptions, if any, provided on this site are not intended to constitute offers to sell or solicitations in connection with any product or service. All products are not available in all areas and are subject to applicable regulation areas and in many instances may be offered only through employers or other plan sponsors. Specific products may not be available in both self-funded and insured forms.

Covered services and preferred benefits are provided under the terms of the applicable plan contract. Anyone interested in a particular product should contact TD Consortium Benefits Trust to determine whether the product and/or service is available in their jurisdiction, and to request a copy of the applicable policy or prospectus for a complete description of the products and/or service in question.

The TD Consortium Benefits Trust logo and all other trademarks, service marks, trade names, logos, domain names, URLs and icons (“Marks”) appearing on this website, registered or not, are the property of TD Consortium Benefits Trust or their respective owners. Nothing on this website grants you any right or license to use any of the Marks on this site without the express written permission of TD Consortium Benefits Trust or the third party owners of the Marks. Unauthorized use may violate trademark and other laws.

Not a Solicitation
Nothing in this site should be construed as a solicitation or offer to purchase coverage from Aetna or any of its affiliated companies.

Not a Substitute for Professional Health Care or Advice
Any health information contained within is general in nature and is not a substitute for professional health care. It is not meant to replace the advice of health care professionals. If you have specific health care needs, or for complete health information, please see a doctor or other health care provider.

Personal Health Records
The Personal Health Record is offered by TD Consortium Benefits Trust and should not be used as the sole source of information about the member’s medical history.

Health Care Provider Network Disclaimer
Providers are independent contractors and are not agents of TD Consortium Benefits Trust. Provider participation may change without notice. TD Consortium Benefits Trust does not provide care or guarantee access to health services.

Health Information Program Disclaimer
Health information programs provide general health information and is not a substitute for diagnosis or treatment by a physician or other health care professional.

Privacy and Confidentiality Statements – Health Insurance Portability and Accountability Act (HIPAA) Privacy Rule
HIPAA affords members the right to receive a notice that describes how health information may be used and disclosed and how to get access to this information. TD Consortium Benefits Trust is required to send a notice (“Notice of Privacy Practices”) to members of our health plans.

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